Existing savings and monthly contributions grow at your assumed annual rate, compounded monthly, from your current age to your retirement age.
"Today's buying power" discounts the projected nominal balance by your assumed inflation rate over the years until retirement.
Sustainable monthly income is estimated using a common 4% annual withdrawal guideline applied to the inflation-adjusted balance — a simplification, not a guarantee that savings will last.
This does not account for the state old age grant, other income sources, tax, fees, or your full financial position.
Illustrative only — not a retirement needs analysis. This tool gives a simplified, educational projection based on the assumptions you enter. It does not replace a full retirement needs analysis, which considers your actual savings vehicles, tax position, life expectancy assumptions, and goals. Speak to Stephan for advice based on your specific circumstances.