See how a lump sum and monthly contributions could grow over time, based on assumptions you choose. Illustrative only — not a guarantee or personalised advice.
Growth is compounded monthly using the annual rate you enter, divided by 12 — a simplification of real-world markets, which don't grow smoothly.
If you set an annual contribution increase, your monthly contribution steps up by that percentage on each 12-month anniversary.
"In today's buying power" discounts the projected future value by your assumed inflation rate, so you can compare it to what money is worth today.
This does not account for fees, tax, product charges, or any specific investment vehicle's rules.
Illustrative only. This calculator provides an educational projection based on the assumptions you enter — it is not a guarantee of future performance and does not constitute financial advice. Actual investment returns vary and can be negative. Any specific recommendation depends on a full needs analysis of your financial situation, income, and goals, done directly with Stephan.