Your Money. Your Future. A Clearer Financial Plan.
Whether you want to protect your family, make sense of your insurance, or plan for retirement, get straightforward financial guidance tailored to your circumstances. No confusing jargon. No unnecessary pressure. Just a clearer understanding of your options.
Meet Stephan Maritz — Your Personal Financial Adviser
Financial decisions can be complicated. My job is to help you understand your options, identify what matters most to you and make informed decisions about your financial future. I believe good advice starts with listening, not selling.
Every recommendation starts with a proper needs analysis — I take the time to understand where you are first, then show you how the cover or investment actually works, so you know exactly what you're signing for and why.
How I Can Help
Advice across the cover and planning decisions people most often get wrong — pick the topic that matters to you.
Short-term insurance
Car Insurance
Common gaps, what moves your premium, and what most policies miss.
Learn more →Home Insurance
What's covered, what isn't, and the small print that catches people out.
Learn more →Portable Possessions
Phones, laptops, jewellery — the cover people only think about after a theft.
Learn more →Business Insurance
The uninsured risks that can undo years of growing a business.
Learn more →Medical aid
Life & risk cover
Life Cover
Most life policies fail on the details — here's what to check.
Learn more →Income Protection
What income protection actually covers, and for how long.
Learn more →Disability Cover
Disability cover pays differently depending on wording most never read.
Learn more →Funeral Cover
Most delays trace back to one missed detail — here's what it is.
Learn more →Why Choose The Wealthest?
Advice That Starts With You
Recommendations begin with understanding your circumstances, goals and budget.
Understand Before You Sign
Understand what your cover or investment does, what it costs and what limitations may apply.
Your Decision, Your Timeline
Explore your options and ask questions without unnecessary pressure to commit.
Support Beyond the First Meeting
Understand the support available to you and how your financial arrangements can be reviewed as your circumstances change.
Three Steps, Start to Finish
Start a Conversation
Tell us about your goals, questions and current circumstances.
Understand Your Options
Discuss relevant options and understand the considerations before making a decision.
Decide on Your Next Steps
Move forward when you understand your options and are comfortable with the next steps.
In Their Own Words
"Quote goes here — verbatim, from a real client who has agreed to be quoted."
Advice You Can Verify
We'd rather point you to how this practice is actually regulated than ask you to take our word for it.
Do You Know Where You Stand Financially?
Take the first step towards understanding your financial position. Identify areas you may want to review, from insurance and income protection to retirement planning and investments.
This is general educational guidance to help you identify what's worth exploring — not a personalised financial assessment or individual recommendation. Those only follow a proper needs analysis with an adviser.
Frequently Asked Questions
What happens during the free 15-minute introductory call?
We talk through your current situation, your questions and what matters most to you right now. There's nothing to fill in beforehand and no obligation — it's simply a conversation to work out whether, and how, I can help.
What services does The Wealthest offer?
Advice across car, home, portable possessions and business insurance; medical aid and Discovery Vitality; life, income protection, disability and funeral cover; and investments and retirement planning.
Can I discuss my existing insurance?
Yes. Many people book a call just to have their current cover reviewed and checked for gaps — there's no obligation to change anything.
Can I ask questions about retirement planning?
Yes, retirement and wealth planning is one of the areas I focus on. We can talk through where your plan currently stands and what's worth exploring further.
What information should I prepare before a consultation?
Nothing is required beforehand. If you have current policy documents or statements on hand they can help the conversation along, but it's not necessary — we can work from what you know.
What happens after the initial conversation?
If it makes sense to go further, I'll explain the relevant options and what they involve. Any formal recommendation only follows a proper needs analysis, and you decide the pace from there — there's no pressure to commit on the call.
Is the information on this website financial advice?
No. This website is for general educational purposes only. Personalised advice is only given after a needs analysis conducted directly with you, as required under South African financial services regulation.